{"id":21628,"date":"2026-10-12T04:59:10","date_gmt":"2026-10-12T03:59:10","guid":{"rendered":"https:\/\/metalsradar.com\/tax-on-gold-india\/"},"modified":"2026-10-12T16:27:49","modified_gmt":"2026-10-12T15:27:49","slug":"tax-on-gold-india","status":"publish","type":"page","link":"https:\/\/metalsradar.com\/in\/tax-on-gold-india\/","title":{"rendered":"Tax on gold in India: GST and capital gains calculator"},"content":{"rendered":"<div class=\"tx-page\"><h1>Tax on gold in India: GST and capital gains calculator<\/h1><p class=\"tx-lead\">Gold, silver, platinum and palladium bars and coins carry 3% GST in India, whatever their purity. When you sell physical metal held for more than 24 months, the gain is taxed at 12.5% without indexation; held 24 months or less, it is added to your income and taxed at your slab rate. The calculator shows both for resident individuals.<\/p><script type=\"application\/json\" id=\"tx-data\">{\"mk\":\"in\",\"locale\":\"en-IN\",\"cur\":\"INR\",\"buy\":{\"tax_name\":\"GST\",\"std_text\":\"3% GST applies to gold, silver, platinum and palladium, unwrought or in semi-manufactured form, and to coins (Notification 9\/2025, Schedule IV, from 22 September 2025). The calculator treats your purchase price as including GST. Making charges, if any, are not included: check them and their GST on your invoice.\",\"std_src\":[\"Notification 9\/2025-Integrated Tax (Rate), Schedule IV: 3% (CBIC)\",\"https:\/\/courier.cbic.gov.in\/ECCS\/advisory\/2025\/NOTIFICATION%20NO.%209_2025-INTEGRATED%20TAX%20(RATE)%20-1759486719.pdf\"],\"metals\":{\"gold\":{\"inv\":null,\"rate\":3},\"silver\":{\"inv\":null,\"rate\":3},\"platinum\":{\"inv\":null,\"rate\":3},\"palladium\":{\"inv\":null,\"rate\":3}}},\"sell\":{\"type\":\"in\",\"lt_rate\":12.5,\"cess\":4,\"rate_label\":\"Your income tax slab (new regime)\",\"rates\":[[0,\"0% (income up to \u20b94 lakh, or up to \u20b912 lakh with the rebate)\"],[5,\"5% (\u20b94 lakh to \u20b98 lakh)\"],[10,\"10% (\u20b98 lakh to \u20b912 lakh)\"],[15,\"15% (\u20b912 lakh to \u20b916 lakh)\"],[20,\"20% (\u20b916 lakh to \u20b920 lakh)\"],[25,\"25% (\u20b920 lakh to \u20b924 lakh)\"],[30,\"30% (over \u20b924 lakh)\"]],\"rate_default\":20,\"rate_hint\":\"New tax regime slabs. The slab rate applies only to a short-term gain, which is added to your income; a large gain can push part of it into a higher slab. The old regime has different slabs. Surcharge on income over \u20b950 lakh is not included.\",\"checks\":{\"cess\":{\"label\":\"Add the 4% Health and Education Cess\",\"on\":true}},\"src\":[\"Finance (No. 2) Act, 2024, sections 3 and 30 (Gazette of India)\",\"https:\/\/egazette.gov.in\/WriteReadData\/2024\/256436.pdf\"],\"t\":{\"need_date\":\"Enter the purchase date to check the 24-month holding period\",\"rule\":\"Physical gold, silver, platinum and palladium held for more than 24 months are long-term capital assets: the gain is taxed at 12.5% without indexation. Held 24 months or less, the short-term gain is added to your income and taxed at your slab rate.\",\"lt_from\":\"Long-term from {date}.\",\"lt\":\"Long-term capital gain (over 24 months), taxed at {rate}%\",\"st\":\"Short-term capital gain, taxed at {rate}% (long-term from {date})\",\"tax_text\":\"Gain = sale price minus purchase cost and costs of transfer. The rate shown includes the 4% cess if ticked. If your other income is below the basic exemption limit, the unused part reduces a long-term gain first. The section 87A rebate does not apply to long-term gains taxed at 12.5%.\",\"loss\":\"A capital loss: no tax on this sale.\"}},\"ui\":{\"no_tax\":\"No {tax}\",\"add_dates\":\"Add the purchase date\",\"add_sell\":\"Add the sale price\",\"source\":\"Source\",\"res_buy\":\"When you buy\",\"res_sell\":\"When you sell\",\"vat_in_price\":\"{rate}% {tax} included in the price\",\"net_of\":\"Price without it: {net}.\",\"not_inv\":\"Below the {min} fineness needed for the exemption.\",\"today\":\"today\",\"bad_dates\":\"The sale date is before the purchase date.\",\"no_gain\":\"No gain, so no tax on this sale\",\"need_sell\":\"Enter the sale price to estimate the tax\",\"gain\":\"Gain\",\"loss_l\":\"Loss\",\"taxable_gain\":\"Taxable gain\",\"tax_est\":\"Estimated tax\",\"after_tax\":\"You keep\",\"sale_on\":\"Sale date used: {date}.\"},\"products\":[]}<\/script><section class=\"gira-tool tx-tool\" id=\"calculator\" aria-labelledby=\"tx-h\"><div class=\"sechead tx-head\"><div><h2 id=\"tx-h\">Gold and silver tax calculator<\/h2><p class=\"sub\">Enter what you bought and, if you like, what you sell it for. You get the VAT or GST in the price and an estimate of the tax on the sale.<\/p><\/div><div class=\"tx-mkbar\"><span class=\"tx-mkcur\">\ud83c\uddee\ud83c\uddf3 India<\/span><details class=\"tx-mk\"><summary>Other country \u203a<\/summary><ul class=\"tx-mklist\" aria-label=\"Country\"><li><a href=\"https:\/\/metalsradar.com\/pl\/podatek-od-zlota\/\" hreflang=\"pl\">\ud83c\uddf5\ud83c\uddf1 Polska<\/a><\/li><li><a href=\"https:\/\/metalsradar.com\/de\/gold-steuer-rechner\/\" hreflang=\"de\">\ud83c\udde9\ud83c\uddea Deutschland<\/a><\/li><li><a href=\"https:\/\/metalsradar.com\/es\/impuestos-oro\/\" hreflang=\"es\">\ud83c\uddea\ud83c\uddf8 Espa\u00f1a<\/a><\/li><li><a href=\"https:\/\/metalsradar.com\/gb\/capital-gains-tax-on-gold\/\" hreflang=\"gb\">\ud83c\uddec\ud83c\udde7 United Kingdom<\/a><\/li><li><a href=\"https:\/\/metalsradar.com\/en\/tax-on-gold\/\" hreflang=\"en\">\ud83c\uddfa\ud83c\uddf8 United States<\/a><\/li><li><a href=\"https:\/\/metalsradar.com\/au\/tax-on-gold-australia\/\" hreflang=\"au\">\ud83c\udde6\ud83c\uddfa Australia<\/a><\/li><li><a href=\"https:\/\/metalsradar.com\/ca\/tax-on-gold-canada\/\" hreflang=\"ca\">\ud83c\udde8\ud83c\udde6 Canada<\/a><\/li><li><a href=\"https:\/\/metalsradar.com\/sg\/gst-on-gold-singapore\/\" hreflang=\"sg\">\ud83c\uddf8\ud83c\uddec Singapore<\/a><\/li><li><a href=\"https:\/\/metalsradar.com\/ae\/vat-on-gold-uae\/\" hreflang=\"ae\">\ud83c\udde6\ud83c\uddea United Arab Emirates<\/a><\/li><\/ul><\/details><\/div><\/div><div class=\"tx-grid\"><form class=\"panel tx-form\" novalidate onsubmit=\"return false\"><div class=\"tx-step\"><h3 class=\"tx-sh\"><span class=\"tx-n\" aria-hidden=\"true\">1<\/span>What you buy<\/h3><fieldset class=\"tx-fs\"><legend>Metal<\/legend><div class=\"tx-segs\"><label class=\"tx-seg\"><input type=\"radio\" name=\"tx-metal\" value=\"gold\" checked><span>Gold<\/span><\/label><label class=\"tx-seg\"><input type=\"radio\" name=\"tx-metal\" value=\"silver\"><span>Silver<\/span><\/label><label class=\"tx-seg\"><input type=\"radio\" name=\"tx-metal\" value=\"platinum\"><span>Platinum<\/span><\/label><label class=\"tx-seg\"><input type=\"radio\" name=\"tx-metal\" value=\"palladium\"><span>Palladium<\/span><\/label><\/div><\/fieldset><fieldset class=\"tx-fs\"><legend>Form<\/legend><div class=\"tx-segs\"><label class=\"tx-seg\"><input type=\"radio\" name=\"tx-form\" value=\"coin\" checked><span>Coin<\/span><\/label><label class=\"tx-seg\"><input type=\"radio\" name=\"tx-form\" value=\"bar\"><span>Bar or wafer<\/span><\/label><\/div><\/fieldset><div class=\"tx-row2\"><div class=\"gt-f\"><div class=\"tx-lr\"><label for=\"tx-fin\">Fineness (per mille)<\/label><button type=\"button\" class=\"tx-i\" aria-expanded=\"false\" aria-controls=\"tx-fin-hint\" title=\"What counts as investment metal?\"><span aria-hidden=\"true\">i<\/span><span class=\"tx-sr\">What counts as investment metal?<\/span><\/button><\/div><select id=\"tx-fin\"><option value=\"999.9\" selected>999.9<\/option><option value=\"999\">999<\/option><option value=\"995\">995<\/option><option value=\"990\">990<\/option><option value=\"916.7\">916.7<\/option><option value=\"900\">900<\/option><option value=\"0\">Lower<\/option><\/select><\/div><div class=\"gt-f\"><label for=\"tx-buy\">Purchase price<\/label><div class=\"gt-in tx-cur\"><span aria-hidden=\"true\">\u20b9<\/span><input id=\"tx-buy\" type=\"number\" inputmode=\"decimal\" min=\"0\" step=\"any\" value=\"100000\"><\/div><\/div><\/div><p class=\"tx-hint\" id=\"tx-fin-hint\" hidden>Purity does not change GST in India: gold (heading 7108), silver (7106), platinum and palladium (7110) and coins (7118) are all in the 3% schedule. There is no GST exemption for investment gold.<\/p><\/div><div class=\"tx-step tx-step2\"><h3 class=\"tx-sh\"><button type=\"button\" class=\"tx-tog\" aria-expanded=\"false\" aria-controls=\"tx-s2\"><span class=\"tx-n\" aria-hidden=\"true\">2<\/span><span>When you sell <small>(optional)<\/small><\/span><i class=\"tx-chev\" aria-hidden=\"true\"><\/i><\/button><\/h3><div id=\"tx-s2\" class=\"tx-s2\" hidden><div class=\"tx-row2\"><div class=\"gt-f\"><label for=\"tx-bdate\">Purchase date<\/label><input id=\"tx-bdate\" type=\"date\"><\/div><div class=\"gt-f\"><label for=\"tx-sdate\">Sale date <small>(empty = today)<\/small><\/label><input id=\"tx-sdate\" type=\"date\"><\/div><div class=\"gt-f\"><label for=\"tx-sell\">Sale price<\/label><div class=\"gt-in tx-cur\"><span aria-hidden=\"true\">\u20b9<\/span><input id=\"tx-sell\" type=\"number\" inputmode=\"decimal\" min=\"0\" step=\"any\"><\/div><\/div><div class=\"gt-f tx-rate\"><label for=\"tx-rate\">Your income tax slab (new regime)<\/label><select id=\"tx-rate\"><option value=\"0\">0% (income up to \u20b94 lakh, or up to \u20b912 lakh with the rebate)<\/option><option value=\"5\">5% (\u20b94 lakh to \u20b98 lakh)<\/option><option value=\"10\">10% (\u20b98 lakh to \u20b912 lakh)<\/option><option value=\"15\">15% (\u20b912 lakh to \u20b916 lakh)<\/option><option value=\"20\" selected>20% (\u20b916 lakh to \u20b920 lakh)<\/option><option value=\"25\">25% (\u20b920 lakh to \u20b924 lakh)<\/option><option value=\"30\">30% (over \u20b924 lakh)<\/option><\/select><\/div><\/div><div class=\"tx-cks\"><label class=\"tx-ck\"><input type=\"checkbox\" id=\"tx-ck-cess\" checked> <span>Add the 4% Health and Education Cess<\/span><\/label><\/div><\/div><\/div><\/form><aside class=\"panel tx-card\" aria-labelledby=\"tx-rh\"><h3 class=\"tx-ch\" id=\"tx-rh\">Your result<\/h3><div class=\"tx-out\" aria-live=\"polite\"><noscript><p class=\"gt-hint\">The calculator needs JavaScript. The rules are listed below.<\/p><\/noscript><\/div><details class=\"tx-how\"><summary>How this is calculated<\/summary><div class=\"tx-how-b\"><\/div><\/details><p class=\"gt-foot\">This is not tax advice. For individuals, not businesses or traders. Check your case with a tax adviser or the tax office. Rules checked on 12 Oct 2026.<\/p><\/aside><\/div><\/section><h2 id=\"rules\">Indian rules for individuals<\/h2><div class=\"tx-rules\"><div class=\"tx-rc\"><h3>When you buy<\/h3><ul><li><strong>3% GST<\/strong> on gold, silver, platinum and palladium bars and on coins, whatever the purity (Notification 9\/2025, Schedule IV).<\/li><li><strong>No investment gold exemption:<\/strong> the same 3% applies to every fineness.<\/li><\/ul><\/div><div class=\"tx-rc\"><h3>When you sell<\/h3><ul><li><strong>Long-term after 24 months:<\/strong> physical precious metal held more than 24 months is a long-term capital asset (Finance (No. 2) Act, 2024).<\/li><li><strong>12.5% without indexation<\/strong> on long-term gains from transfers on or after 23 July 2024, plus 4% cess.<\/li><li><strong>Short-term:<\/strong> held 24 months or less, the gain is added to your income and taxed at your slab rate, plus 4% cess.<\/li><li>From 1 April 2026 these rules sit in the Income-tax Act, 2025 (long-term gains: section 197).<\/li><\/ul><\/div><\/div><p class=\"tx-src\"><strong>Official sources:<\/strong> <a href=\"https:\/\/courier.cbic.gov.in\/ECCS\/advisory\/2025\/NOTIFICATION%20NO.%209_2025-INTEGRATED%20TAX%20(RATE)%20-1759486719.pdf\" rel=\"noopener\" target=\"_blank\">Notification 9\/2025-Integrated Tax (Rate), Schedule IV: 3% (CBIC)<\/a> \u00b7 <a href=\"https:\/\/egazette.gov.in\/WriteReadData\/2024\/256436.pdf\" rel=\"noopener\" target=\"_blank\">Finance (No. 2) Act, 2024, sections 3 and 30 (Gazette of India)<\/a> \u00b7 <a href=\"https:\/\/www.incometaxindia.gov.in\/w\/section-197-78\" rel=\"noopener\" target=\"_blank\">Income-tax Act, 2025, section 197 (Income Tax Department)<\/a> \u00b7 <a href=\"https:\/\/www.incometax.gov.in\/iec\/foportal\/help\/individual\/return-applicable-1\" rel=\"noopener\" target=\"_blank\">Income Tax Department: new regime slabs, cess and rebate<\/a> \u00b7 <a href=\"https:\/\/www.pib.gov.in\/PressReleasePage.aspx?PRID=2221416&#038;reg=48&#038;lang=2\" rel=\"noopener\" target=\"_blank\">PIB: Income-tax Act, 2025 in force from 1 April 2026<\/a>. Rules checked on 12 Oct 2026.<\/p><p class=\"tx-cmp\"><a class=\"btn\" href=\"https:\/\/metalsradar.com\/in\/categories\/gold-coins\/\">Compare gold coin prices \u203a<\/a><\/p><section class=\"mrf-faq\" id=\"faq\"><h2>FAQ<\/h2><div class=\"faq-list\"><details open><summary><h3>What is the GST on gold in India?<\/h3><\/summary><div class=\"a\"><p>3% on gold bars, coins and other unwrought or semi-manufactured gold. The same 3% applies to silver, platinum and palladium.<\/p>\n<\/div><\/details><details><summary><h3>How long must I hold gold for long-term capital gains?<\/h3><\/summary><div class=\"a\"><p>More than 24 months. Gold held for 24 months or less gives a short-term gain, taxed at your income tax slab rate.<\/p>\n<\/div><\/details><details><summary><h3>What is the tax on long-term gains from gold?<\/h3><\/summary><div class=\"a\"><p>12.5% without indexation for sales on or after 23 July 2024, plus 4% Health and Education Cess.<\/p>\n<\/div><\/details><details><summary><h3>Does purity change the GST on gold or silver?<\/h3><\/summary><div class=\"a\"><p>No. India has no GST exemption for investment gold or silver, so bars and coins of any purity carry 3% GST.<\/p>\n<\/div><\/details><\/div><\/section><p class=\"tx-disc\">metalsradar.com compares precious metals prices and does not sell metal. This page explains the general rules for private individuals and is not tax advice. Your tax depends on your whole situation, so check it with a tax adviser or the tax office before you buy or sell.<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"hide","_kad_post_layout":"normal","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","_glsr_average":0,"_glsr_ranking":0,"_glsr_reviews":0,"footnotes":""},"class_list":["post-21628","page","type-page","status-publish","hentry"],"taxonomy_info":[],"featured_image_src_large":false,"author_info":{"display_name":"Admin","author_link":"https:\/\/metalsradar.com\/in\/"},"comment_info":0,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/metalsradar.com\/in\/wp-json\/wp\/v2\/pages\/21628","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/metalsradar.com\/in\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/metalsradar.com\/in\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/metalsradar.com\/in\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/metalsradar.com\/in\/wp-json\/wp\/v2\/comments?post=21628"}],"version-history":[{"count":0,"href":"https:\/\/metalsradar.com\/in\/wp-json\/wp\/v2\/pages\/21628\/revisions"}],"wp:attachment":[{"href":"https:\/\/metalsradar.com\/in\/wp-json\/wp\/v2\/media?parent=21628"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}